Auto Insurance Archive

Grow Your Agency with Progressive Auto and Renters Bundles

As part of the IIANC PARTNERS program, our Presidential PARTNERS are able to submit a guest blog posting to our blog, Insurspective. Please see below from IIANC Presidential PARTNER Progressive.   It’s easy to bundle Progressive Personal Auto and Renters policies to protect your customers’ valuables.  Our Renters product offers coverage for items, like TVs,

How Well Do You Know Your RV Customers’ Needs?

As part of the IIANC PARTNERS program, our Presidential PARTNERS are able to submit a guest blog posting to our blog, Insurspective. Please see below from IIANC Presidential PARTNER National General Insurance.   Summer is here, and with the lowest gas prices in years, your RV customers are ready to hit the road. As America’s RV

Introducing Heritage Insurance to the NC Agent Community

As part of the IIANC PARTNERS program, our Presidential PARTNERS are able to submit a guest blog posting to our blog, Insurspective. Please see below from IIANC Presidential PARTNER Heritage Insurance.   Earlier this year, Heritage Property & Casualty Insurance Company began writing insurance in North Carolina. The Florida based company is writing a full

Ride-Sharing Law Headed for the Governor’s Signature

An Act To Regulate Transportation Network Companies has passed the Legislature and awaits the Governor’s signature.  Transportation network companies (TNCs) such as Uber, Sidecar or Lyft are a rapidly growing component of the public transportation business.  There have been a number of issues with TNCs that have been up in the air and now some

The Auto Endorsement Vs. The Specialized RV Policy

As part of the IIANC PARTNERS program, our Presidential PARTNERS are able to submit a guest blog posting to our blog, Insurspective. Please see below from IIANC Presidential PARTNER Progressive.   It’s easy to endorse your customers’ RV policies onto their auto policies, but when you compare the two, there is a big difference in

Agents’ Update on TNC (“Uber”) Insurance Issues

TNC stands for “Transportation Network Company,” aka Uber, Lyft, etc.  Agents who are struggling to help their clients understand the TNC type of auto insurance exposures need to have a clear grasp of the issues.  One concept that is beginning to firm up is the three different periods involved with operating under a TNC contract:

Just a Reminder from Your Friends at DMV

We have received a report from a member agent that probably deserves a reminder and word of caution. Our agent had a Private Passenger Auto policyholder that called the agency more than a year ago to delete an auto from the policy.  The agent advised the policyholder to turn the license plate in simultaneous with

Auto Rate Modernization – Is There a Problem??

Some agents have asked us why IIANC is supporting Auto Rate Modernization, and specifically House Bill 265, when there doesn’t seem to be a problem. Good question. We’ll give in on the first issue. If your agency writes nothing but non-standard auto policies, then you probably have a right to question your Association’s support of HB

North Carolina’s Archaic Insurance Rate System Unique in U.S.

Guest post from IIANC Chairman of the Board David Purinai, AAI, CIC, CRM. David’s opinion piece was originally printed in the Rocky Mount Telegram on 3/9/13. _____________________________________________________________________ Which is less expensive? One scoop of ice cream for a dollar or two scoops at $1.50? If you listen to some of the voices in Raleigh who

Recurring Hot Insurance Topics: Auto Policies & Condos

This is my first shot at blogging. I am probably more comfortable bloviating than I am blogging. However, there are a number of technical insurance issues that have cropped up over the last several months that I would serve up for comment or discussion. The first is the question of ownership of the autos that