IMS Series: Why Universal North America?

Independent Market Solutions (IMS) is a market access program available in NC exclusively to IIANC member agencies. IMS provides market access for both personal and commercial lines, helping agents who are unable to secure company appointments for any number of reasons grow their business through competitive commissions and a clear pathway to direct appointment. In this series, we are showcasing each of our participating IMS carriers. Meet this week’s featured carrier: Universal North America, a Silver IIANC PARTNER. Contact IIANC’s Gina Stallings at to learn how IMS can help your agency grow and thrive.  

Meet Universal North America 

Universal North America is your source for monoline homes, condos and dwelling fire coverage in the Carolinas. Universal’s conservative approach prevents the roller coaster of rates while providing agencies with a proven and responsive carrier partner. All territories are open in the Carolinas, and Universal North America continues to appoint new agency partners (as of the date of this original posting)

Programs Available 

Homeowners and Dwelling Fire 

Commission Rate 

12% on new and renewal business (for Big I agency members participating in the IMS program and in good standing) 

For more info on market availability and the agency agreement, visit   

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