New Carrier Joins IMS: Frederick Mutual Insurance Company

Independent Market Solutions (IMS) is a market access program available in NC exclusively to IIANC member agencies. IMS provides market access for both personal and commercial lines, helping agents who are unable to secure company appointments for any number of reasons grow their business through competitive commissions and a clear pathway to direct appointment. Contact IIANC’s Gina Stallings at gstallings@iianc.com to learn how IMS can help your agency grow and thrive.  


IIANC is proud to announce our partnership with Frederick Mutual Insurance Company in the Independent Market Solutions (IMS) program.

Frederick Mutual, based in Frederick, MD, has been providing peace of mind to its policyholders since 1843. The company’s focus is small businesses and homeowners. Frederick Mutual Insurance Company expanded into North Carolina in the 4th quarter in 2019 with SecureBOP® and Commercial Umbrella. This was a very successful launch with over $800,000 in premium written in less than two years.  

Target markets for Commercial Lines include retail, service, habitational, lessors’ risk and artisan contractors.  The Secure BOP® and Commercial Umbrella products are ISO based and are designed for small business owners. Additional coverage options include extension endorsements, CyberSuite, Equipment Breakdown, EPL, Inland Flood, Miscellaneous, Professional and Contractors E&O.

Frederick Mutual is excited to announce that Personal Lines Homeowners and Umbrella products are under construction and expect to be live in early Q1 2022. 

Frederick Mutual Secure® Home and Personal Umbrella will be included in the Personal Lines launch. Additional coverage options include Home Cyber, Equipment Breakdown, Inland Flood and Service Line. The target market for Secure Home is homes with Coverage A in the $250,000 to $1,000,000 range. Base forms include HO 2, HO 3, HO 3 + HE 7, and HO 6.  

In addition to North Carolina, Frederick Mutual currently writes Commercial Lines business in DC, Delaware, Maryland, Pennsylvania and Virginia and Personal Lines business in Maryland, Pennsylvania and Virginia.

Contacts for appointment inquiries are  Rachael Newmister, Marketing & Sales Director (rnewmister@frederickmutual.com) and Jill Showalter, Vice President and Chief Operating Officer (jshowalter@frederickmutual.com).

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