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INSURSPECTIVE

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Author: Stuart Powell

Insurance Implications for the Corona Virus

March 3, 2020

The Corona Virus (COVID-19) is much in the news.  So far it has not been a major problem in the United States, and hopefully…

The Civil Authority Clause: How Does It Work?

January 13, 2020

The Business Income Coverage (BIC) form provided by ISO includes an Additional Coverage entitled Civil Authority.  Because of the hurricane activity in coastal North…

A Work of Insurance Art!

November 26, 2019

Some of you may know that my academic background and training was in religion and philosophy.  One of the areas of study in philosophy…

How Does a Deductible Work?

August 27, 2019

I know this sounds like a very simple question, but over the years I have asked this question in classes and there has been…

If You Got’m, Smoke’m: New Cannabis Endorsements for Commercial Insurance

July 29, 2019

The legalization of cannabis is a growing trend in America.  We are lucky to have a national authority on cannabis and insurance here in…

Ride-Helling… (I’m sorry, I meant Ride-Hailing)

May 29, 2019

Insurance has traditionally been aggregated into two hemispheres: insurance for personal property and activities, and insurance for commercial property and activities. There has always…

Replacement Cost Issues

May 20, 2019

In a previous blog, we discussed the concepts of Actual Cash Value (ACV) and Replacement Costs (RC).  While the concepts are somewhat straight forward,…

An Important Event

March 20, 2019

I had originally planned to follow up my last blog on valuation with some additional thoughts.  However, on March 5, there was an important…

Recurring Issues… (Part 2)

February 11, 2019

In the previous blog, we discussed the values more commonly understood by property owners.  So, now we must discuss the values more commonly used…

Recurring Issues… (Part 1)

January 28, 2019

I have heard it said that time gives one perspective and I can only hope that is true.  As I look back over the…

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The Independent Insurance Agents of North Carolina (IIANC) is here to help your agency succeed in today’s competitive insurance industry.

We offer a wide variety of products, services, resources and knowledge to our members, including education, networking opportunities, insurance products, agency management services, lobbying, advocacy, and much more.

Please visit www.IIANC.com for more information about IIANC education, events and membership.

Recent Posts

  • IIANC Launches InsurAcademy!
  • NCDOI Bulletin: CTR Data Collection Required by G.S. 58-36-30(e)
  • Meet Monty Ross: IIANC’s New Chairman
  • Full Speed Ahead
  • NC Declares Type I Disaster for Alexander, Caldwell, Catawba, Iredell and Wilkes Counties
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