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Reminder to Insurance Agents: Florida Workers’ Compensation

September 11, 2017

North Carolina insurance agents may have contracting clients who are planning to go to Florida for cleanup and restoration work. There are several requirements…

How Much Insurance is Enough? Insurance Aspects of the Outer Banks Power Outage

August 1, 2017

On Thursday, July 27, 2017, a construction company working on the new Bonner Bridge over Oregon Inlet drove a metal casing into the ground…

It’s No Longer JUST the COI that Gets You in Trouble – There’s a New Monster in Town

July 13, 2017

Without using hyperbole, thousands of certificates of insurance (COIs) are issued every day, and again without hyperbole, most of them are issued improperly. In…

Concurrent Causation Revisited

March 2, 2017

A recent ruling by the Florida Supreme Courts (FSC) is creating a stir in Florida insurance markets and may have national repercussions. In December…

A New Peril in Cyberspace

April 12, 2016

Have you ever heard of “business email compromise” or “CEO fraud”? Well read carefully because this is becoming a claim reported with increasing frequency….

Two New Crime Insurance Endorsements of Note

January 4, 2016

Internet crime is not just about data breach losses. While data breach losses are significant and can result in considerable financial damage to businesses…

Renewed Emphasis on Crime and Data Breach Liability Coverage

December 15, 2015

For many businesses, October 1, 2015 changed their risk profile, and they may not even know it. Several years ago the major credit card…

Some Workers’ Compensation Relief – HB765 Signed Into Law

November 2, 2015

An omnibus regulatory reform bill (HB 765) was signed into law by Governor McCrory on Oct. 22, 2015 and is now effective. It contains…

Further Erosion in the Host Liquor Liability Coverage

October 14, 2015

The Commercial General Liability (CGL) policy provides an exclusion for commercial operations involving various aspects of the distribution of alcoholic beverages. The exclusion is…

Some Workers’ Compensation Relief: HB765

October 1, 2015

An omnibus regulatory reform bill (HB 765) has been ratified and sent to the Governor for signature. The bill becomes effective upon becoming law. …