Recurring Issues… (Part 1) January 28, 2019 I have heard it said that time gives one perspective and I can only hope that is true. As I look back over the…
Reminder to Insurance Agents: Florida Workers’ Compensation September 11, 2017 North Carolina insurance agents may have contracting clients who are planning to go to Florida for cleanup and restoration work. There are several requirements…
How Much Insurance is Enough? Insurance Aspects of the Outer Banks Power Outage August 1, 2017 On Thursday, July 27, 2017, a construction company working on the new Bonner Bridge over Oregon Inlet drove a metal casing into the ground…
It’s No Longer JUST the COI that Gets You in Trouble – There’s a New Monster in Town July 13, 2017 Without using hyperbole, thousands of certificates of insurance (COIs) are issued every day, and again without hyperbole, most of them are issued improperly. In…
Concurrent Causation Revisited March 2, 2017 A recent ruling by the Florida Supreme Courts (FSC) is creating a stir in Florida insurance markets and may have national repercussions. In December…
A New Peril in Cyberspace April 12, 2016 Have you ever heard of “business email compromise” or “CEO fraud”? Well read carefully because this is becoming a claim reported with increasing frequency….
Two New Crime Insurance Endorsements of Note January 4, 2016 Internet crime is not just about data breach losses. While data breach losses are significant and can result in considerable financial damage to businesses…
Renewed Emphasis on Crime and Data Breach Liability Coverage December 15, 2015 For many businesses, October 1, 2015 changed their risk profile, and they may not even know it. Several years ago the major credit card…
Some Workers’ Compensation Relief – HB765 Signed Into Law November 2, 2015 An omnibus regulatory reform bill (HB 765) was signed into law by Governor McCrory on Oct. 22, 2015 and is now effective. It contains…
Further Erosion in the Host Liquor Liability Coverage October 14, 2015 The Commercial General Liability (CGL) policy provides an exclusion for commercial operations involving various aspects of the distribution of alcoholic beverages. The exclusion is…
