Flood Insurance Archive

Preparedness for Independent Agencies

September is National Preparedness Month so it is timely to help members be prepared for disasters in North Carolina by shedding some light on the flurry of bulletins issued by the Commissioner of Insurance (COI) before, during and after a disaster event. IIANC frequently receives requests for clarification on these bulletins such as what triggers

Lessons Learned from Irene

Two interesting discoveries have arisen during the aftermath of Hurricane Irene. First, apparently some insurance companies do not understand that when they write essential property insurance in Coastal North Carolina excluding wind, they are responsible to adjust the wind claim on behalf of the North Carolina Insurance Underwriting Association (Beach Plan). This responsibility is clearly set