Natural Disasters Archive

Preparedness for Independent Agencies

September is National Preparedness Month so it is timely to help members be prepared for disasters in North Carolina by shedding some light on the flurry of bulletins issued by the Commissioner of Insurance (COI) before, during and after a disaster event. IIANC frequently receives requests for clarification on these bulletins such as what triggers

Reminder to Insurance Agents: Florida Workers’ Compensation

North Carolina insurance agents may have contracting clients who are planning to go to Florida for cleanup and restoration work.  There are several requirements for out-of-state contractors working in Florida of which you should be aware. Constructing industry employers with one or more full-time or part-time employees must provide coverage for all employees. Construction industry

North Carolina Isn’t In the Top Eight…or the Bottom Eight

“How’s your wife.  Compared to what.”  Henny Youngman For once, being in the middle of the pack may be a good thing. Sperling’s Best Places, who publishes city rankings on different criteria, has put out a map of the riskiest places to live and the least risky places to live. They have merged hazard maps from NOAA, The